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In most states, including Indiana and Kentucky, you are required to carry at least some car insurance. You know you need it, but what kind, and how much? Based on data from the NAIC, the average expenditure for auto insurance between 2013 and 2017 in Kentucky was $896.33 and in Indiana $766.50. Costs vary significantly […]
Approximately 4.4 million Americans were injured from car accidents in 2019, according to the National Safety Council (NSC). While this is a 2% decrease over the previous year, this is still a startling number of people. Sadly, the NSC reported that 38,800 people lost their lives as a result of vehicle accidents in that same […]
Teen drivers have more freedom and a safe mode of transportation when they want to go out or have fun with friends. Giving teens access to a car can definitely help them in many ways. Unfortunately, this newfound independence also comes with a lot of risks. According to CDC data on car accidents, around 2,364 […]
When you see car insurance rates, the quotes you receive are based on a range of factors. Some of these are things you have some control over and some aren’t. This means that the cost of identical coverage for one person might be completely different for someone else. Here are some factors you should know […]
Car insurance is a kind of insurance for vehicles, trucks, motorcycles and other legal vehicles on the road. Its main function is to provide financial security against liability in the event of an an accident or other damage-related incident to your vehicle. Your car insurance coverage is a contract between you and your insurance provider. […]
Driving is dangerous regardless of how good of a driver you are. There are thousands of small factors that aren’t considered when driving that have the potential to cause a serious accident. From spots of black ice when temperatures are below freezing to debris in the road from an overly full dump truck, the hazards […]
The Carrollton bus crash of 1988 was one of the most tragic vehicular collisions to occur in the 20th century. On the evening of May 14th, a school bus transporting 67 people, both children and adults, was hit head-on by a drunk driver traveling the wrong direction on Interstate 71. 27 people lost their lives […]
Driving in even the best weather comes with its own risks. Drivers must stay alert while operating a vehicle and be aware of surrounding drivers and possible obstructions. Unfortunately, even when a driver is doing the best they can to safely get their vehicle from Point A to Point B, accidents can happen. The most […]
Most passenger vehicle drivers tend to get a little nervous when driving in the vicinity of a large tractor trailer. According to the Insurance Institute for Highway Safety and Highway Loss Data Institute, large trucks actually have a much lower crash rate than passenger cars. However, when an accident involving a semi truck does occur, […]
Given that the main mode of transportation in the United States is a motor vehicle, it’s important for drivers to stay informed of the latest car accident statistics. Understanding the many factors that contribute to crashes as well as the effectiveness of safety precautions can help those on the road make better decisions. Louisville, Kentucky […]
