Archives for: January 16th, 2023
Written by Cooper & Friedman PLLC on January 16, 2023
If you are a driver in the state of Kentucky, you likely know by now that you either have or chose to opt out of PIP insurance coverage. What is this facet of your insurance bill? Why is it there? What does it do? Kentucky drivers have PIP insurance because Kentucky operates under what […]
Written by Cooper & Friedman PLLC on December 14, 2022
The holiday season, for most, is filled with the busy buzz of getting ready. Maybe for family to come to your house, or you to theirs, perhaps it’s a work party or a Christmas for your own family that they’ll never forget. Regardless, this time of year, everything seems to be fast-paced and go-go-go, which can […]
Written by Cooper & Friedman PLLC on November 23, 2022
If your PIP claim was denied for any of the valid reasons listed in the previous part of this two-blog series, unfortunately, insurance companies reserve the rights to deny the claim, if they have proof. But, like any other company out there, saving money isn’t always to the benefit of everyone, and your PIP […]
Written by Cooper & Friedman PLLC on November 14, 2022
What is PIP Coverage? PIP claims and coverage, or Personal Injury Protection, is a service – or rather, a right – that is offered to drivers under the Motor Vehicle Reparations Act, KRS 304.39, also known as the No-Fault Law, that came to be in 1975. Insurers are required to include some form of PIP […]
Written by Cooper & Friedman PLLC on June 30, 2022
Over 91,000 children under the age of 12 were injured in motor vehicle crashes in 2019. As a parent or guardian, your child’s safety is a top priority. That’s why it’s important to stay informed on strategies to ensure the safety of your child in the car. When used correctly, car seats and booster seats […]
Written by Cooper & Friedman PLLC on June 20, 2022
No one wants to be in a car wreck. In 2020, these dangerous and costly collisions claimed 780 lives in Kentucky alone. Even in the best-case scenario, where no one is injured, a wreck can cause significant property damage and leave you with higher insurance rates. Luckily, a skilled and knowledgeable driver can often avoid […]
Written by Cooper & Friedman PLLC on May 23, 2022
Sure, we all know them when we see them, but what exactly classifies a truck as “large?” In the United States, truck sizes are determined by gross vehicle weight rating (GVWR), which measures the maximum loaded-weight of the truck. Using GVWR, there are 8 classes of truck, ranging from Class 1: Light Duty (0-6,000 pounds), […]
Written by Cooper & Friedman PLLC on September 30, 2021
Some accidents aren’t completely black-and-white. If you’re a pedestrian, illegally jaywalking across the street, and are hit by a driver who’s texting, who’s to blame? Maybe you both are! In legal terms, this is called comparative negligence. If you’re ever involved in an accident and are partially at fault, you may wonder if you can […]
Written by Cooper & Friedman PLLC on September 12, 2021
We’re all familiar with the excitement and change that the beginning of a new school year brings. Early mornings, after-school sports and late nights of homework affect the daily routines and circadian rhythms of disgruntled parents and their kids, everywhere. If you have a child going back to school this fall, it’s important to educate […]
Written by Cooper & Friedman PLLC on July 28, 2021
Over 47.5 million Americans bike regularly. Whether it be for leisure, exercise, and/or transportation, biking is an increasingly popular activity, especially in the warmer months. However, as more cyclists hit the road, so does the chance of accidents. While the rate of collision with motor vehicles is still quite low, these incidences can result in […]