Archives for: April 23rd, 2019
Written by Cooper & Friedman PLLC on April 23, 2019
A credit score is one of our most important assets. It can determine if we are able to buy a home or car, rent an apartment, or even get a business loan. When applying for a line of credit, a loan officer purchases an applicant’s credit report from a nationwide credit reporting company. This report […]
Written by Cooper & Friedman PLLC on April 18, 2018
Collections and Credit: What You Should Know When you owe money to a business or person, they may report your debt to a debt collection agency that will act as a third party between the debtor and the creditor. Depending on your situation, that third party agency may report your collection to nationwide credit reporting […]
Written by Cooper & Friedman PLLC on June 17, 2015
Fair Debt Collection is enforced by the Federal Trade Commission (FTC), which is a part of the nation’s consumer protection agency. Providing protections for consumers is their main goal and it is put into action with the Fair Debt Collection Practices Act (FDCPA). This federal act prohibits debt collectors from using abusive, unfair, or deceptive […]