Louisville, KY Fair Debt Collection Practices Act Cases

Debt collectors (including collection agencies and debt collection law firms) often use deceptive and abusive practices to collect debts. You can STOP THIS ABUSE! You don’t have to be a victim! There are powerful Federal Laws which protect you from harassing collection practices and which allow us, as attorneys, to help stop the phone calls, letters, and in some cases legal action filed against you to collect a disputed debt. In some cases, we can lower or even eliminate the debt entirely. Better yet, you may also be entitled to recover substantial money damages from the collector which has contacted you or sought to recover the debt from you. In some cases, we can even recover punitive damages (damages intended to punish the bad conduct of the creditor or agency) and attorney fees!

The Fair Debt Collection Practices Act governs what debt collectors can and cannot do. The law prohibits a number of things, including:

• Telephoning you an unreasonable number of times
• Contacting friends or family about a debt when you have asked them not to
• Telephoning you at an unusual time/ unusual place (or at work)
• Using profane or other abusive language
• Trying to collect more than what you owe
• Failing to identify themselves as a “debt collector” in a letter or phone call
• Threatening to take action against you that they cannot legally take
• ...  and many more

Cooper and Friedman has extensive knowledge and experience in protecting these rights. If you believe a debt collector is using unfair, abusive, or deceptive practices to collect a debt from you or a loved one, call us today for a free consultation at 502-459-7555, or you may fill out and submit the form below.

Client Questionnaire and case evaluation form

Fair Debt Collection Practices Act Violations
Please fill out the following information and submit to our law firm